Mortgage Pre-Approval
We assess your finances and secure pre-approval to define your budget.
Becoming a homeowner is an exciting milestone, but it can also feel overwhelming. At XLG Mortgage Group, we specialize in guiding first-time home buyers through the mortgage process, ensuring you secure the best financing options.
Whether you need help understanding down payments, mortgage rates, or first-time home buyer incentives, we’re here to make homeownership a reality.
At XLG Mortgage Group, we specialize in simplifying the mortgage process for first-time buyers. Here’s why first-time home buyers choose us:
We simplify the home-buying process, explaining mortgage rates, pre-approvals, and financing options.
Every buyer is different, so we tailor mortgage options to match your financial goals.
We compare offers from banks, credit unions, and private lenders to find the best rate.
We provide tools and resources to help you make informed decisions.
Canada offers several programs to make homeownership more affordable. We help you determine if you qualify for:
A shared-equity program that reduces monthly mortgage payments.
Receive a tax credit of up to $750 after your purchase.
Withdraw up to $35,000 from your RRSP tax-free for a down payment.
Understanding these programs can save you thousands—we’ll guide you through eligibility and applications.
Before starting your home search, it’s important to understand how much you can afford. We assess key factors like:
A higher score can secure better interest rates.
Lenders consider your earnings to determine mortgage eligibility.
Lower debt increases your approval chances.
The more you put down, the lower your mortgage payments.
We help first-time buyers get mortgage pre-approval, so you can confidently shop within your budget.
The process of buying your first home can be broken down into several manageable steps, and we’ll be there to assist you at every stage:
Mortgage Pre-Approval
We assess your finances and secure pre-approval to define your budget.
Home Search & Offer
With a budget in place, you can confidently search for your dream home.
Mortgage Application & Approval
Once you find a home, we negotiate the best mortgage terms.
Closing & Possession
We guide you through final approvals, legal steps, and homeownership transition.
Working with XLG Mortgage Group also comes with added benefits, including:
Buy a home with as little as 5% down.
We help you select the best mortgage structure.
Our support doesn’t end at closing—we help you navigate your mortgage long-term.
Ready to buy your first home? Contact XLG Mortgage Group today! We’ll help you find the best mortgage solution and guide you every step of the way.
Call: 905-206-0090 | Toll-Free: 1-833-932-0012
Apply Online: Visit our website to get started.
Let XLG Mortgage Group be your trusted partner in achieving homeownership!
Ready to take the next step toward securing your mortgage? Reach out to XLG Mortgage Group today for a consultation. Our experts are available to answer your questions, discuss your financial goals, and help you find the mortgage product that best suits your needs.
+1 905-206-0090
+ 1 833-932-0012
info@xlgmortgagegroup.com
5250 Solar Drive, Unit # 208,
Mississauga, Ontario, L4W 5M8
207-460 Hespeler Road,
Cambridge, ON, N1R 0E3
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